System dynamics simulation model for the electronic commerce credit risk mechanism research
نویسندگان
چکیده
The credit system is not perfect in E-commerce; lead to a lot of credit risk in E-commerce transaction, the rapid development of electronic commerce was been restrained. Application of system dynamics theory and the computer simulation, it has carried on the modeling of electronic commerce credit system composition, forming factors and the relationship. It carries on the quantitative analysis of the key factor for the formation of credit risk to the electronic commerce. Find out the effect of various factors on the credit risk, and from the perspective of system in e-commerce credit system provides theory basis for improvement.
منابع مشابه
Study on Electronic Commerce Credit Scoring Model Based on the Dynamic Adjustment of Multi-factors
With the development of electronic commerce, the credit problem has become a bottleneck for the development of E-commerce, through analysis of E-commerce credit evaluation factors, using the factor analysis and dynamic adjustment mode, construction of electronic commerce credit evaluation model. Through the experimental simulation, the model can effectively reduce the influence of electronic co...
متن کاملThe Presentation of an Ideal Safe SMS based model in mobile Electronic commerce using Encryption hybrid algorithms AES and ECC
Mobile commerce is whatever electronic transfer or transaction via a mobile modem through a mobile net in which the true value or advance payment is done for goods, services or information. A mobile payment system should be beneficial for all related persons. For a payment system to be a Successful system, End-user, seller, exporter and operators should see a additional value in it. End-user ...
متن کاملRisk Analysis in E-commerce via Fuzzy Logic
This paper describes the development of a fuzzy decision support system (FDSS) for the assessment of risk in E-commerce (EC) development. A Web-based prototype FDSS is suggested to assist EC project managers in identifying potential EC risk factors and the corresponding project risks. A risk analysis model for EC development using a fuzzy set approach is proposed and incorporated into the FDSS....
متن کاملUsing System Dynamics to Model Rod Bar Supply Chain in Iranian Market
Steel market and particularly rod bar market play important roles in economy of countries. Economic systems are considered as complex systems which are sophisticated to be modeled mathematically. One way to model these systems is simulation and use of system dynamics. This paper models rod bar supply chain in Iran using system dynamics. Data of this research is gathered from first hand materi...
متن کاملThe Resilience of the Iranian Banking System to Macro Shocks with an Emphasis on Credit Risk
In this paper, we present the macro stress test with a credit risk approach for banking system of Iran during the period 2004Q1-2019Q4. The goal is to evaluate the vulnerability of the banking system through credit risk to the country economic shocks. In this regard, the developed method of Wilson (1997) Credit Portfolio View model including macroeconomic variables and default rate has been use...
متن کامل